The on-road price in Delhi comes to Rs 1,73,201 - which includes road tax of Rs 11,999 and insurance for Rs 11,212 (will vary). If you're planning to buy the XSR155 on EMI after reading our Ultimate Buying Guide, here's a detailed breakdown of how much you'll have to pay. Factors include the chosen loan tenure, down payment of Rs 30,000, and an interest of 9.7% (standard rate):

18 Month Loan

For a 1.5-year (18-month) loan, you will pay an EMI of Rs 8,580. While this monthly payment is higher than other options, your overall interest will be lesser. Which in this case comes to Rs 11,239, and you can spend the money saved on theaccessories Yamaha is offering. This makes the total repayment amount Rs 1,54,440 (loan portion only). And, including the Rs 30,000 downpayment, the total cost of this Yamaha bike will be Rs 1,84,440.

2 Year Loan

If you want a better balance between EMIs that are more manageable and total final cost, the 2-year plan is what you should opt for. You will pay an EMI of Rs 6,588, interest amount is Rs 14,911, and total loan repayment is Rs 1,58,112. Including the downpayment, the overall cost will be Rs 1,88,112. This 24-month option lowers your monthly payment by Rs 1,992 when compared to the 18-month plan.

3 Year Loan

For an even lower monthly payment, you can choose a 3-year (36-month) tenure for the loan. Now, your EMI will be Rs 4,601 - making it the cheapest option here. But, the total interest paid increases to Rs 22,435. This takes your total re-payment amount to Rs 1,65,636. And, your final total cost will be Rs 1,95,636 - which includes the Rs 30,000 down payment. Although this eases your monthly EMIs, you end up paying Rs 11,196 more in interest versus the 1.5-year plan.

BikeDekho Says

Buying the Yamaha XSR155 on loan is a good option to own one of the most stylish neo-retro bikes in India, while having flexible finances. Even deliveries of the bike have already begun in select cities. Of all the above options, the 2-year plan has the best balance of monthly payments and overall interest. Notably, actual interest rates and EMIs will vary person to person based on CIBIL score, bank policies, and loan eligibility. We recommend checking with your bank or dealer for the most accurate loan details. Get personalized EMI plans for the XSR155 here.