Users just have to link their Paytm Unified Payments Interface (UPI) app with an active bank account to withdraw the money from the ATM.

Here's how to withdraw cash at an ATM using the Paytm UPI app:

Step 1: Visit an ATM displaying the 'UPI Cash Withdrawal' or 'Cardless Withdrawal / UPI ATM' option.

Step 2: On the ATM screen, select the "UPI Cash Withdrawal" option.

Step 3: Enter the amount to be withdrawn (within bank and UPI limits).

Step 4: A dynamic QR code appears on the ATM screen.

Step 5: Open the Paytm app and scan the QR code, select the bank account from which to withdraw money and enter the UPI PIN.

Step 6: Once the PIN is verified, the ATM dispenses cash, and a confirmation screen appears instantly in the Paytm app.

As per UPI guidelines, users can withdraw the money up to Rs 10,000 per transaction, but the daily limit depends on the cap set by the bank.

In a related development, Paytm now supports biometric Face ID and fingerprint-based UPI transactions on its app.

With this, users can make purchases by using Face ID on iPhone or a fingerprint sensor on Android to validate the transaction. And there won't be any need to remember or type a PIN to complete the purchase process.

It should be noted that payments up to Rs 5,000 can be made securely with Face ID or Fingerprint verification, along with balance checks.