PB Fintech, the parent company of PolicyBazaar, today reported its earnings for the fourth quarter ended March 31, 2026. The company said its net profit for the quarter surged 54 per cent year-on-year to Rs 261 crore from Rs 169 crore in the year-ago period.
Sequentially, the net profit was up 37.9 per cent. It stood at Rs 189 crore in the previous quarter.
The revenue from operations in the reporting stood at Rs 2,061 crore in Q4 FY26, representing a growth of 36 per cent YoY and 16.4 per cent QoQ from Rs 1,507.8 crore in the year-ago period and Rs 1,771 crore in Q3 FY26. The increase in revenue was primarily driven by a surge in new insurance premium collection.
In a regulatory filing, PB Fintech said its total revenue during the fourth quarter of FY26 rose 37 per cent year-on-year to Rs 2,061 crore.
EBITDA came in at Rs 532 crore in Q4 FY26 against Rs 463 crore in Q3 FY26, up 15% QoQ. However, EBITDA margin declined 25.8 percent in Q4 FY26 against 26.1% in Q3 FY26, down 31 bps QoQ.
PB Fintech said its total insurance premium for the full year was Rs 29,934 crore, up 42 per cent YoY, led by growth in core online new protection business at 57 per cent YoY (new Health insurance up 68 per cent YoY).
Quarterly Insurance Premium was at Rs 9,217 crore, up 46 per cent YoY again led by growth in core online new protection business at 67 per cent YoY, it said.
PB Fintech Q4 results 2026
Revenue - Rs 2,061 crore in Q4 FY26 vs Rs 1,771 crore in Q3 FY26, up 16.4% QoQ
Net Profit - Rs 261 crore in Q4 FY26 vs Rs 189 crore in Q3 FY26, up 37.9% QoQ
EBITDA - Rs 532 crore in Q4 FY26 vs Rs 463 crore in Q3 FY26, up 15% QoQ
EBITDA Margin - 25.8% in Q4 FY26 vs 26.1% in Q3 FY26, down 31 bps QoQ
For the full 2025-26, the company's PAT grew 115 per cent to Rs 670 crore. Operating revenue in FY26 grew 37 per cent to Rs 6,794 crore.
PB Fintech's total insurance premium for the full year was Rs 29,934 crore, up 42 per cent year-on-year, led by growth in core online new protection business. Quarterly insurance premium was Rs 9,217 crore, up 46 per cent.
PB Fintech Q4 results 2026: Highlights
Full Year Insurance Premium at Rs 29,934 crore, up 42% YoY; Q4FY26 premium grew 46% YoY
--FY26 Core Online Insurance Premium up 39% YoY
--FY26 New Protection (Health + Term Insurance) Premium up 57% YoY
--Q4FY26 Core Online Insurance Premium up 44% YoY
--Q4FY26 New Protection Premium, up 67% YoY
Total Lending disbursal for the year at Rs 30,740 crore, up 50% YoY
-Q4FY26 Core lending disbursal up 11% YoY
Financials
--FY26 Operating Revenue at Rs 6,794 crore, up 37% YoY
--Q4FY26 Operating Revenue at Rs 2,061 crore, up 37%
--FY26 PAT grew 115% YoY to Rs 670 crore; margin up from 6% to 10% YoY
PB Fintech Share Price
Shares of PB Fintech ended at Rs 1703.05, up Rs 23.30 or 1.39 per cent from the previous closing of Rs 1,679.75, on the BSE.
(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money related decisions.)
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