The proposed IPO will comprise a fresh issue of shares worth ₹1,500 Cr and an offer for sale (OFS) of up to 13.61 Cr equity shares by existing shareholders.

Company's founders Puneet Agarwal and Sanjay Aggarwal are also offloading their stake via OFS. Both the cofounders will sell up to 1.35 Cr shares each. Both the cofounders cumulatively hold 18.99% stake in the fintech company.

Additionally, Puneet Agarwal's spouse Chitra Agarwal will also offload 19.35 Lakh shares from their stake.

Along with cofounders, early backers including Tiger Global, Accel, Ribbit Capital, among others will also sell a part of their stake. Among the selling shareholders, Accel would be offloading the biggest chunk of 3.05 Cr shares. Besides, Tiger Global intends to offload 1.92 Cr while Ribbit Capital plans to sell 1.42 Cr shares via the IPO.

Important to note that Accel is the largest stakeholder in Moneyview, with a 21.9% stake in the company. The investor deployed capital via two separate funds - Accel India IV and Accel Growth IV.

Tiger Global holds a 13.79% pre-offer stake in Moneyview, which accounts for 21.2 Cr equity shares. Meanwhile, US-based Ribbit Capital currently holds 15.7 Cr shares in the fintech giant, which represents 10.2% stake in the company.

Similarly, UK-based venture capital firm Apis Growth accounts for a 6.6% stake in Moneyview.

Apart from founders and VCs, the promoter group collectively holds 4.84% stake in the company. Apart from Chitra, the group includes Payal Himatsingka (Puneet's sister), Agarwal Family Trust, Sandeep Agrawal (Sanjay's brother), among others.

Moneyview intends to use the fresh capital raised via the IPO to expand its lending operations. Out of the ₹1,500 Cr, ₹650 Cr will be deployed to scale loan disbursals under default loss guarantee (DLG) arrangements, while ₹450 Cr will be infused into its NBFC arm, Whizdm Finance Pvt Ltd, to strengthen its capital base.

Founded in 2014, Moneyview operates a digital-first lending platform focused on offering unsecured personal loans to underserved and new-to-credit customers.

It partners with banks and NBFCs to facilitate loans via its app and website, while also lending through its own NBFC arm, Whizdm Finance.

Over the years, Moneyview expanded its product portfolio from lending to investment options like gold SIP and fixed deposits. Additionally, the company also began offering vehicle insurance via its platform. Last year, Moneyview also rolled out UPI for all its users.

Moneyview has raised over $250 Mn in funding to date from above mentioned investors. The company entered the unicorn club in 2024 after raising ₹38.6 Cr in an equity funding round from Accel India and Nexus Ventures. This round valued the company at $1.2 Bn

For the first nine months of FY26 (9M FY26), Moneyview's net profit stood at ₹209.7 Cr while its operating revenue stood at ₹1,337.7 Cr.

In FY25, the company's net profit stood at ₹240.3 Cr, up 40% from ₹171.1 Cr in the previous fiscal year. Meanwhile, its operating revenue surged nearly 75% to ₹2,339.1 Cr in the year under review from ₹1,342.4 Cr in FY24.

Now, let's take a look at Moneyview's board of directors and the key executives running the show.

Board Of Directors

Puneet Agarwal

Cofounder Agarwal serves as the CEO, managing director, and promoter of Moneyview. Prior to founding Moneyview in 2014, he worked with multi-national companies like Google, McKinsey & Company, and Capital One. Agarwal has over 23 years of experience across management, operations, and the fintech sector.

In FY25, Agarwal received a total remuneration of ₹12.64 Cr. Additionally, as per board and shareholder approvals on March 3, 2026, he is set to receive a one-time performance-based incentive of ₹160 Cr.

Sanjay Aggarwal

Cofounder Aggarwal is the executive director and chief technology officer (CTO) of the fintech unicorn. He also serves as the whole-time director and CEO of its material subsidiary, Whizdm.

Prior to this, he was associated with Yahoo Software Development India Private Limited and Minglebox Communications Private Limited. In FY25, he received a total remuneration of ₹5.75 Cr.

Subrata Mitra

Accel's partner Subrata Mitra has been serving as a non-executive director on Moneyview's board since April 20, 2025. He has been associated with Accel since August 19, 2008.

Mitra brings over 17 years of experience in investing and fund management. The company did not pay any remuneration to its non-executive directors in FY25.

Sameer Kumar Baisiwala

Baisiwala chairs Moneyview's board as an independent director. He joined on August 5, 2025, and brings over two decades of experience as a financial analyst. Prior to this, he was working with Morgan Stanley. The company noted that all independent directors were appointed in FY26; therefore, no sitting fees, commission, or remuneration were paid to them in FY25.

Alpana Parida

Parida joined Moneyview's board as an independent director on August 5, 2025. She brings over 19 years of experience in the retail and marketing industry. Parida currently serves as an independent director on the boards of Nestlé India, Hindware, Cosmo First and Nexus Select Mall Management Private Limited.

She is also a director at Tiivra Ventures Private Limited and serves on the board of governors of Indian Institute of Management Ranchi. Earlier, she worked with companies such as Preferred Brands International, Titan Company, Nykaa, among others.

Anil Berera

Anil Berera joined the company's board as an independent director on September 2, 2025. He brings over four decades of experience in finance, taxation, treasury, accounting, and general management. Currently, he serves on the boards of Whirlpool India, Captain Fresh and JumbOnline.

He is also an independent director at Infifresh Foods Limited. Earlier, he was associated with TBO Tek, Gillette India, Becton Dickinson India, Indian Shaving Products, Avon Beauty Products India and PwC.

Key Managerial Personnel

Saurav Goyal

Goyal is the CFO of the fintech unicorn and its material subsidiary, WFPL. He has been associated with the company since September 20, 2018, and is responsible for overseeing all financial operations.

Before joining Moneyview, he worked with S.R. Batliboi & Co. and Cloudnine Hospital. Goyal has around 15 years of experience across finance, accounting, auditing, investor relations, and risk management. In FY25, he received a total remuneration of ₹1.23 Cr from WFPL.

Ankit Kumar Jain

Jain serves as the company secretary and compliance officer of Moneyview and its material subsidiary, WFPL, where he handles secretarial matters and regulatory compliance. He joined the company on July 19, 2023.

Before his role, he worked with SMFG India Credit, Edelweiss Housing Finance, Hiranandani Financial Services and Religare Housing Development Finance Corporation. He has more than 17 years of experience in secretarial and compliance roles across the banking and financial services sector. In FY25, he received a total remuneration of ₹82.3 lakh from WFPL.

Senior Management Personnel

Sushma Abburi

Abburi has been the chief product officer and a promoter of the company since January 2, 2017. She oversees the development and execution of the company's product strategy. In her previous stints, she worked with Hindustan Lever, Minglebox, i2 Technologies and the Foundation for Excellence. In FY25, she received a total remuneration of ₹1.34 Cr.

Rahul Patidar

Patidar is the chief risk officer (CRO) at the company's material subsidiary, WFPL. He joined the company on June 17, 2019, and was appointed CRO in March 2022. In his role, he manages the company's risk framework, overseeing the identification, assessment, and monitoring of risks linked to lending operations, including credit, market, operational, and reputational risks.

Previously, he worked with Deloitte and Capital One. In FY25, he received a total remuneration of ₹1.37 Cr from WFPL.

S V Prasanth Naidu

Naidu serves as the chief marketing officer (CMO) of Moneyview, bringing over a decade of experience across the ecommerce, fashion retail, and FMCG sectors.

In his role, he leads the company's marketing strategy and activities, focusing on brand building, customer acquisition, and revenue growth. He has been with the company since September 15, 2022. In FY25, he drew total compensation of ₹1.41 Cr.