A Jan Dhan account is crucial for ensuring that government scheme funds are deposited directly into your account. However, many account holders are currently receiving messages to update their KYC. Many people assume they need to visit the bank for this, but in the age of Digital India, you can update your Aadhaar card and complete your KYC directly from your mobile phone.
Learn the complete and easy process.
Banks offer both online and offline options for re-KYCing your Jan Dhan account. Those with accounts opened more than 10 years ago are required to complete this process. You can follow the steps below to complete your KYC online from the comfort of your home.
How to do Re-KYC of Jan Dhan account through internet banking?
If you have net banking, you can update your KYC from the comfort of your home in just a few minutes:
Login: Visit your bank's official net banking portal and log in. Profile tab: Click on the 'My Accounts & Profile' or 'Services/Requests' tab.
Update KYC: Click on the 'Update KYC' or 'Re-KYC' option.
Fill in the details: Check your personal details and enter the new details if there are any changes.
Upload documents: Upload a scanned copy of your Aadhaar card or other identity proof.
OTP verification: Enter the OTP received on your registered mobile number and submit.
How to do re-KYC of Jan Dhan accounts through mobile app?
YONO SBI: Go to 'Service Requests' and select 'Update KYC' and complete the process by entering the profile password.
UMANG App: Some banks also offer KYC through this app, either through the EPFO or through banking services.
How to do video KYC of Jan Dhan accounts?
Some banks, such as Bank of Maharashtra and Punjab National Bank (PNB), offer Video-Based Customer Identification (V-CIP):
Visit the bank's website and schedule a video KYC.
During the video call, the bank officer will see your original Aadhaar card and PAN card and verify your signature.
Other Easy Options (If Not Available Online)
Bank Mitra: You can get Aadhaar-based biometric verification done by visiting the 'Bank Mitra' centre in your village or area.
Gram Panchayat Camp: The government has set up special KYC camps at the Gram Panchayat level at many places, where you can go and submit your documents.
What are the required documents?
Aadhar Card
PAN Card (if applicable)
Voter ID Card
Passport Size Photograph
You can use any of the above methods that suits you best for Jan Dhan account KYC and complete your work from the comfort of your home.
PC: Maharashtratimes