KreditBee, a fintech startup headquartered in Bengaluru, has raised $280 million in its Series E funding round, achieving unicorn status with a post-money valuation of $1.5 billion.
The funding round, which is a mix of primary and secondary capital, was led by Motilal Oswal Alternates, Hornbill Capital, and MUFG-backed Dragon Funds. It also saw participation from WhiteOak Capital, A.P. Moller Holding, and existing investors Premji Invest and Advent International.
KreditBee said it will deploy the fresh capital to expand its lending portfolio, deepen its presence across key markets, and further strengthen its technology platform. As part of its next phase of growth, the company plans to scale its artificial intelligence (AI) capabilities to drive sharper risk assessment, improve credit penetration, and enable more personalised financial offerings across customer segments.
Founded in 2016 by Madhusudan E, Karthikeyan Krishnaswamy, and Vivek Veda, KreditBee is a digital lending platform that has co-lending partnership with over 10 financial institutions.
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This fundraise comes as the company continues to strengthen its business and technology capabilities ahead of its next phase of growth and potential public market plans.
"This fundraise marks an important milestone in our growth journey. The strong interest from new investors, along with continued participation from our existing investors reflects deep confidence in our business model and our mission to make credit accessible to millions of Indians," said KreditBee co-founder & CEO Madhusudan E.
He further remarked that KreditBee is increasingly embedding AI into the core of its lending stack to enhance underwriting precision, strengthen risk controls, and deliver a faster, more intuitive customer experience.
KreditBee claimed that it has over 230 million app downloads and more than 18 million unique loan customers. It has facilitated over 60 million loans across India and manages assets under management (AUM) of $1.5 billion as of March 2026.
The platform offers a range of loan products, including personal loans, business loans, loans against property (LAP), and two-wheeler loans. In addition, KreditBee provides value-added services such as credit report solutions and UPI-based offerings.
Edited by Megha Reddy