If you are planning to buy it on loan, here's a breakdown of EMI you have to pay, considering down payment of Rs 30,000:

18 Months

If you are opting for an 18-month loan tenure, you'll have to pay an EMI of Rs 6,377. Considering interest rate of 9.7%, the total interest paid will be Rs 8,364. With that, the total repayment for loan and interest sums up to Rs 1,14,786, plus the down payment.

24 Months

Opting for 24-month loan tenure lowers the EMI to Rs 4,869 but the final repayment amount comes up to Rs 1,17,504. This includes the interest repayment of Rs 11,082 and the borrowed loan. That said, you will end up paying Rs 2,718 extra compared to 18-month loan tenure.

36 Months

For an even lower EMI, you can opt for a 36-month loan tenure. Here the EMI will be Rs 3,419. The monthly installment will be lower than the 24-month tenure, but the interest goes up to Rs 16,662. The total repayment in this tenure sums up to Rs 1,23,084.

Bikedekho Says

An EMI scheme helps to ease immediate financial burden compared to a full payment method. However, by opting for a loan, you will end up paying more to the bank in form of interest, and increasing the overall cost of the bike. Make sure to carefully read the terms and conditions of the bank before applying for a loan.

Note that the interest rate and EMIs vary depending on the bank, your CIBIL score, and your loan eligibility. We suggest checking with your bank for clearer details of the actual downpayment, EMI, and interest rate. As for the on-road cost of the bike, this Xtreme 125R price explainer will give you a clear picture.

If you are planning to buy the Hero Xtreme 125R, check out our complete booking guide, to know more about the buying procedure. But before that, read our variant expainer to figure out which Xtreme 125R variant is the best to choose.